Posts Tagged ‘buy to let’

Decent Housing & Saving the NHS – 2014

Friday, July 5th, 2024

Decent Housing & Saving the NHS: Ten years ago today there were protests over two of the major issues which still face our incoming government today, but which I have no faith in them facing or improving.


Focus E15 March for Decent Housing – East Ham

Decent Housing & Saving the NHS

The housing crisis largely stems from successive governments, largely starting with Thatcher prioritising private ownership above all other ways of providing homes for people. Thatcher gave away publicly owned social housing to tenants at knock-down prices and refused to allow councils to try to replace what had been lost.

Decent Housing & Saving the NHS

Government housing policy since have been obsessed with the idea of the “housing ladder“; housing isn’t – or shouldn’t be – about ladders to increase personal wealth but about homes, and the ladder is very definitely that in “Pull up the ladder, Jack! We’re all right” and sod those left at the bottom below.

Decent Housing & Saving the NHS

Private renting has also moved from being a way in which owners of properties derived and income from properties they owned, to a scheme where more and more tenants are paying high rents to buy properties for their landlords. It’s a crazy system and one which should be stopped.

Decent Housing & Saving the NHS

We have also seen a huge growth in properties which are largely built to be bought as investments, particularly by overseas investors, often being left unoccupied for all or most of the time. Clearly this needs to be made economically nonviable, not only because of the effects it has on the shortage of homes, but also because of the way it is seriously distorting the development of our cities.

Second (and multiple) home ownership is also an increasing problem, particularly in the more desirable rural areas of the country and we need to find ways to reduce the impact of this, perhaps through taxation to provide a fund to build social housing in these areas.

But the basic solution to the country’s housing problems is simple. Build more social housing. Any government which comes in without this as the main thurst of their housing policy will fail to improve the housing crisis.

As I wrote ten years ago “We need a government – national and local – determined to act for the benefit of ordinary people, making a real attempt to build much more social housing, removing the huge subsidies currently given to private landlords through housing benefit, legislating to provide fair contracts for private tenants and give them decent security – and criminalising unfair evictions.” We haven’t got one.

You can read more about the march in East Ham organised by Focus E15 Mums to demand secure housing, free from the threats of eviction, soaring private rents, rogue landlords, letting agents illegally discriminating, insecure tenancies and unfair bedroom tax and benefit cap on My London Diary.

The march was supported by housing protest groups from Hackney, Brent and from South London and organisations including BARAC and TUSC. I was surprised to see the popular support it received on the streets with even some motorists stopping their cars to put money in the collection buckets.

More at Focus E15 March for Decent Housing.


Save our Surgeries on NHS 66th Birthday – Whitechapel

The National Health Service began on 5th July 1948 and on its 66th anniversary the Save our Surgeries campaign against health cuts in Tower Hamlets marched to Hackney in a show of opposition to health cuts, surgery closures and NHS privatisation.

The setting up of the NHS was opposed by the Conservatives and they and the doctors and dentists associations forced many compromises which led to it being a less than comprehensive health service, though still a great national achievement and one which for we are justly proud of.

Many doctors made – and some still make – large incomes from private practice and fought to keep these rather than back a universal system wholeheartedly. But in more recent years a huge private medical system has grown up alongside the NHS and more and more people are covered through work schemes providing private medical cover.

This private system has grown parasitically on the state medical system and all governments over the past thirty or more years have found ways to syphon off money to it, by allowing it to tender for various more straightforward aspects of NHS services.

Successive governments have also created huge administrative burdens on the NHS, setting up new levels of administrators which oversee and to some extent override clinical decisions. But financially the most disastrous impact on the NHS comes from the various PFI agreements, largely made under New Labour, which enabled the building of new hospitals without the costs appearing in the government’s debts, but tied the trusts running the hospitals into huge debt repayments and the kind of service contracts that make replacing a light bulb cost £1200.

General practice was set up in 1948 under doctor-owned surgeries but increasingly these are now owned by healthcare companies after New Labour in 2007 allowed larger companies to buy them up. Operose Health, part of US healthcare giant Centene Corporation in 2022 was running 70 practices and a BBC Panorama report showed they were only employing half as many doctors as average practices, while employing six times as many physician associates (who have only 2 years of medical training rather than the 10 for GPs) who were being inadequately supervised.

Unfortunately Labour policy appears to be to increase the reliance – and transfer of funds to the private sector rather than reduce it. You can read more about their position in the 2023 Tribune article Labour’s Love Affair with Private Healthcare by Tom Blackburn, which aslo sets out clearly the financial links of Wes Streeting to private healthcare. And of course he is not the only Labour MP with a financial interest. Labour might sort out a few of the problems but the creeping privatisation seems sure to accelerate.

The protest in East London was over changes in the funding of NHS surgeries which have failed to take into account the extra needs of deprived innner-city areas and were expected to lead the closure of some surgeries as well as other NHS cuts, particularly those happening because of the huge PFI debt from the new Royal London Hospital.

There was a brief rally in Altab Ali Park before the march with speeches by local politicians and health campaigners before the crowd of several hundreds set off down the Whitechapel Road on its way to London Fields in Hackney where it was to meet up with other protesters for a larger rally. But I left the march at Whitechapel Station.

More at

Council Housing Crisis & Cinema Strike

Friday, September 23rd, 2022

Five years ago on Saturday 23rd September 2017 I photographed a lively march in North London against council plans for a huge giveaway of council housing to developers before rushing down to Brixton in South London where low paid workers at the Ritzy cinema had been on strike for a year.


Haringey against council housing sell-off

Council Housing Crisis & Cinema Strike

When Labour came to power in 1997, Tony Blair made his first speech as prime minister in the centre of London’s Aylesbury Estate, declaring that “the poorest people in our country have been forgotten by government” and promising that housing would be at the centre of his government’s programme.

Council Housing Crisis & Cinema Strike

But their policy of estate regeneration has proved a disaster, leading to the demolition of social housing and its replacement by housing for the rich and overseas investors, along with small amounts of highly unaffordable ‘affordable housing’ and a largely token amount of homes at social rents.

Council Housing Crisis & Cinema Strike

As an article in the Financial Times by Anna Minton in January 2022 pointed out, Labour’s continuing support for Thatcher’s ‘Right-to-Buy’ and for ‘buy-to-let mortgages’ together with the pegging of housing benefit to market levels encouraged an enormous growth of buy to let properties from previously council flats and houses. In 2019 a Greater London Authority report found that 42 per cent of homes sold under Right to Buy were now privately let, with average rents in London of £1752 in the private sector compared to social rents of £421 a month.

As Minton also points out, under New Labour there were only 7,870 new council homes built during their 13 years in office, a miniscule number compared to Thatcher’s period as Conservative prime ministers when the lowest annual number was 17,710 homes.

Under New Labour the average was 562 per year compared to 41,343 under Thatcher – though numbers dropped steeply during her tenure. Housing Associations have provided some social housing, but have become increasingly more commercial in their operations.

Labour’s housing policies were disastrous and largely continue, with Labour councils in London continuing to collude with developers to demolish council-owned homes. A prime example of this was the proposed ‘Haringey Development Vehicle’, HDV, under which Haringey Council was making a huge transfer of council housing to Australian multinational Lendlease.

The protest in Haringey was a lively one involving many local residents as well as other housing activists from across London. The council’s deal would have led to the destruction of many of the council’s estates over a 15 year period, and led to a revolt at local elections which replaced many of those backing the scheme by more left-wing Labour members supported by Momentum.

Under new management, the council has produced an updated version of its redevelopment plans, although some activists see these as still representing a give-away to developers. But there does seem a greater emphasis on collaboration with the local community over redevelopment schemes and on providing a greater element of social housing.

Local government is still subject to restrictions imposed by national policies, and in particular policies that encourage rising house prices, rents and subsidise private landlords, while still making it hard for councils to build new council properties.

I left the march close to its end at Finsbury Park to catch the tube down to Brixton.

Haringey against council housing sell-off


One year of Ritzy strike – Brixton

Strikers at the Ritzy Cinema in Brixton were celebrating a year of strike action with a rally supported by other trade unionists, including the United Voices of the World and the IWGB and other union branches.

The BECTU strikers were demanding the London Living Wage, sick pay, maternity and paternity pay and for managers, supervisors, chefs and technical staff to be properly valued for their work. The also demand that four sacked union reps are reinstated.

BECTU had been in dispute with the Ritzy since 2014, and had called for a boycott of the cinema, which was only finally called off in 2019. The Ritzy is one of a network of cinemas operated by Picturehouse Cinemas Ltd and owned by Cineworld, the world’s second largest cinema chain, based in London and operating in 10 countries including the USA.

The Ritzy was closed for the rally, After a number of speeches there was a surprise with the arrival to cheers of a newly acquired ‘Precarious Workers Mobile’ bright yellow Reliant Robin, equipped with a powerful amplifier and loudspeaker. After more speeches this led the protesters in a slow march around central Brixton.

One year of Ritzy strike


Housing: Focus E15 – Newham Show 2016

Saturday, July 10th, 2021

Housing remains a major problem, with many people and families in London still having to live in inadequate and often dangerous conditions. It isn’t that there is a shortage of homes, as many lie empty. There is a shortage, but it is of homes that people can afford to live in.

What London desperately needs is more low-cost housing. Council housing used to provide that, and by the late 1970s almost a third of UK households lived in social housing provided on a non-profit basis. Post-war building programmes, begun under Aneurin Bevan, the Labour government’s Minister for Health and Housing led to the building of estates both in major cities and the new towns that provided high quality housing at low rents, attempting to provide homes for both the working classes and a wider community.

Successive Conservative governments narrowed the scope of public housing provision towards only providing housing for those on low income, particularly those cleared from the city slums, reducing the quality of provision and also encouraging the building of more high-rise blocks, something also favoured by new construction methods of system building. Housing became a political battle of numbers, never mind the quality.

It was of course the “right to buy” brought in under Mrs Thatcher that was a real death blow for social housing. As well as losing many of their better properties, councils were prevented from investing the cash received from the sales in new housing – and the treasury took a cut too. Tenants seemed to do well out of it, getting homes at between half and two thirds of the market price, but often having bought their homes found the costs involved were more than they could afford, particularly when repairs were needed. Many of those homes were later sold and became “buy to let” houses.

Around ten years ago I passed an uncomfortable 25 minutes of a rail journey into London when a young student with a loud public-school voice explained to two friends what a splendid scheme “buy to let” was. He was already a landlord and profiting from it. You didn’t he told them actually have to have any money, as you could borrow it against the surety of your existing property – or a guarantee from Daddy – at a reasonable rate. You then bought a house and let it out, through an agency to avoid any hassle of actually dealing with tenants. Even allowing for the agent’s fees the rents you charged would give you a return on your investment roughly twice you were paying on your loan. It was money for nothing. And so it was for those who could get banks and others to lend them money, though recent changes have made it a little less profitable.

New Labour did nothing to improve the situation, and even made things worse through encouraging local councils to carry out regeneration schemes, demolishing council estates and replacing them with a large percentage of private properties, some largely unaffordable “affordable” properties and usually a token amount of actual social housing. The situation has been was still worsened since then, both by extending the right to buy to Housing Association properties and also by changes in tenure for those still in social housing. Successive governments have also driven up both house prices and rents by various policies, particularly the subsidies for landlords provided by Housing Benefit.

I’ve written before about Focus E15, a small group based in Newham whose activities have prompted some national debate. Begun to fight council moves to close their hostel for single mothers and disperse them to privately rented accommodation across the country (like Katie in ‘I, Daniel Blake who gets sent to Newcastle), having succeeded in their fight to stay in London they widened their scope to help others fight for decent housing – particularly in Newham, where the Labour council under Mayor Robin Wales was failing to deal with some of the worst housing problems in the country – while keeping large numbers of council properties empty.

Eventually Newham got rid of Robin Wales (and their campaign almost certainly helped) but the housing problems remain. A few days ago Focus E15 tweeted

Brimstone house in Stratford is the former FocusE15 hostel, now run by Newham Council as temporary and emergency accommodation.

One of Robin Wales’ big PR operations was the annual ‘Mayor’s Newham Show’ held in Central Park. Focus E15 were stopped from handing out leaflets inside or outside the show and on 1oth July 2016 set up a stall and protest on the main road a few hundred yards away. After handing out leaflets to people walking to the show for an hour or so, they briefly occupied the balconies of the empty former Police Station opposite Newham Town Hall on the road leading to the show ground in a protest against the Mayor’s housing record and policies.